Liability

Business as usual. General Liability Insurance for Small Business

In our increasingly litigious age, no business is ever totally safe from getting sued. Cheap business liability insurance can prevent a legal suit form turning into a financial disaster and crippling a company. The policy covers losses arising from real of alleged claims on a business premises or from its operations.

Broad range of general liability protection

• Bodily Injury: cost of care, loss of services, the restitution for any death that results from injury.
• Property Damage: physical damage to property of others or the loss of use of that property.
• Products-Completed Operations: damages and legal expenses up to your policy’s limit if an injury ever resulted from something your company made or service your company provided.
• Products Liability: protection against lawsuits from product-related injury or accidents
• Contractual Liability: extends to any liability you may assume by entering into a variety of contracts.
• Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types.