Gaining Liability Insurance for Performers

By December 22, 2016SPECIAL INSURANCE
liability insurance

Whether you consider yourself to be big or small, liability insurance for performers is a “must have.” Keeping your business protected is a necessity, but obtaining it is no longer a hassle you have to face. You can easily find a program that is specifically structured to fit your needs. You can even save time and money by choosing a group policing that works for multiple performers.

What do you say? Are you ready to get protected?

Coverage You Need (And Can Afford)

What type of performer are you, exactly? Depending on what you do, you should have no problem finding coverage to protect you, in the off-chance some sort of unfortunate accident were to take place. Different types of liability insurance for performances can often be readily found for those who are:

  • Balloon Artists
  • Belly Dances
  • Caricature Artists
  • Clowns
  • Comedians
  • Contortionists
  • Cultural Dancers
  • Face Painters
  • Individual Disc Jockeys
  • Illusionists
  • Jugglers
  • Magicians
  • Mimes
  • Puppeteers
  • Santas
  • Street Performers
  • Story Tellers and even more!

It’s true: As a performer, you may never know what your day is going to consist of. And while anything is possible in all work settings, the “unknown” is even more likely when you’re an artist of some sort. If you choose the right program, you can gain coverage against claims of bodily injury liability, property damage liability, personal and advertising liability and the litigation costs to defend against any claim that may develop. For example, you can get coverage against the following predicaments:

  • Injury or death of spectators
  • Injury or death of volunteers
  • Property damage liability
  • Products liability coverage (completed operations)
  • Incidental medical malpractice
  • All activities necessary to conduct activities
  • Ownership, use or maintenance of fields or practice areas
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment

And while exclusions do apply, you will discover that, for almost any scenario you can think of in which injury could occur, you will be covered. Of course, you’ll want to do your due diligence and confirm what you can or cannot do.

If you’re like most Americans, you don’t just want (and need) to be covered, but you want to be covered for a fair amount, one that doesn’t leave you scrounging together change at the end of the month. Therefore, it’s wise to get estimates and compare the different types of insurance that is available. You’ll be surprised at how much you can save. Or, more importantly, you’ll be thrilled by how much coverage you can actually receive by paying so little.

Get Covered Today

It’s important to protect yourself. The worst thing you can do is assume that you’re “safe,” or don’t need insurance. Liability insurance for performers can save lives – why would you chance not having it? With a few quick searches, you can easily find a premium option that works best for your needs. Think about it: Do you really want to face a lawsuit without coverage? Can you afford to face a lawsuit without coverage? Get covered today, and guarantee that you can continuing doing what you love . . . performing!

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