Boat Insurance

Start Your Quote Now!

Please Enter a few more details

Please Enter a few more details

  • Start Your Quote Now!
  • Please Enter a few more details
  • Please Enter a few more details

Start Your Quote Now

Zip Code

Start Your Quote Now

Phone Number w/ Area Code

E-Mail Address

Start Your Quote Now




Type of Insurance

Serving Arizona, California, North Carolina, Texas

It is wise to carry a boat insurance for optimum personal and material protection. Even on land, your boat needs coverage. Hotwire Insurance Services helps you determine your needs and will find a cheap boat insurance.

You’ll enjoy the water even more if you’re not worried about your safety and that of your passengers, not to mention protecting your investment.

If you’re in an accident or your watercraft is stolen, it costs money; if you or passengers are injured in an accident involving your boat, it costs money; if your watercraft is responsible for damage or injury to others, a lawsuit costs money…

Boat insurance average $300 per year as little as $100 per year with on water towing no broker fees.

 Hotwire Insurance cheap boat insurance helps you keep your finances afloat.

Our cheap boat insurance is all bout making sure your finances don’t take a hit if a water outing ever goes wrong. Policies can cover damages and theft, medical expenses, emergency towing and year-round protection. Your home and auto insurance policies may provide limited coverage for your watercraft, but consider that your investment may need more protection.

Cheapest Boat Insurance
Cheapest Boat Insurance

Boat insurance policy overview

Always talk to your insurance broker for a coverage that best fits your needs. A cheap boat insurance shouldn’t mean less protection than what you need.

  • Liability limits start at $15,000 and can be increased up to $300,000.
  • Typical deductible for property damage: $250.
  • Typical deductible for theft: $500.
  • Typical deductible for medical expenses: $1,000.
  • Additional coverage: trailers and accessories.

Ready for boating season? Request a boat insurance quote for San Diego, Chula Vista and beyond.

Other Resources

Recent Posts / View All Posts

Martial art insurance

Startup Business Tips: Importance of Martial Art Insurance


There is an element of risk in every enterprise, no matter how carefully we plan. After we obtain premises, hire staff, advertise, and find martial art customers we can start…

supplemental maternity insurance

Pregnancy 101: Supplemental Maternity Insurance


This article should form compulsory reading from a supplemental maternity insurance viewpoint. It embraces all the medical challenges surrounding family planning issues, not least of them being insurance options for…

farmers market vendor insurance

Farmers Market 101: Importance of Vendor Insurance


As healthy eating trends continue to grow in popularity, the farmer’s market is no longer perceived merely as means to buy produce. It has evolved into a community-driven space where…

insurance for bars and nightclubs

Starting Your Own Business: Insurance for Bars and Nightclubs


On the outset, owning or starting your own bar can mean nights of conversations, entertainment, and enjoyment. And, yes it can be all that, but just as with any business,…

boat insurance benefits

6 Benefits of Boat Insurance


Some people believe that whoever has the most toys wins. Boating definitely fits this mentality; it is fun and represents an exciting lifestyle. Buying a boat is a big investment…

dot insurance requirements

What are the DOT Insurance Requirements


There is more to US DOT numbering than simply applying to the Federal Motor Carrier Safety Administration – FMCSA – for a safety permit to transport hazardous goods. Filing an…

reevaluate your car insurance

Why You Need to Reevaluate Your Car Insurance Expense

| AUTO INSURANCE | No Comments

Apart from being an obligatory legality, car insurance is an essential part of the motoring experience. Terms and conditions change often and more importantly, you may be paying too much…

hit and run insurance claim

How to File a Hit and Run Insurance Claim

| AUTO INSURANCE | No Comments

You work hard for your money and purchasing a vehicle sometimes takes up a big part of your income. Protecting that investment is important. When someone damages your car, you…