Boat Insurance

Start Your Quote Now!

Please Enter a few more details

Please Enter a few more details

  • Start Your Quote Now!
  • Please Enter a few more details
  • Please Enter a few more details

Start Your Quote Now

Zip Code

Start Your Quote Now

Phone Number w/ Area Code

E-Mail Address

Start Your Quote Now




Type of Insurance

Serving Arizona, California, North Carolina, Texas

It is wise to carry a boat insurance for optimum personal and material protection. Even on land, your boat needs coverage. Hotwire Insurance Services helps you determine your needs and will find a cheap boat insurance.

You’ll enjoy the water even more if you’re not worried about your safety and that of your passengers, not to mention protecting your investment.

If you’re in an accident or your watercraft is stolen, it costs money; if you or passengers are injured in an accident involving your boat, it costs money; if your watercraft is responsible for damage or injury to others, a lawsuit costs money…

Boat insurance average $300 per year as little as $100 per year with on water towing no broker fees.

 Hotwire Insurance cheap boat insurance helps you keep your finances afloat.

Our cheap boat insurance is all bout making sure your finances don’t take a hit if a water outing ever goes wrong. Policies can cover damages and theft, medical expenses, emergency towing and year-round protection. Your home and auto insurance policies may provide limited coverage for your watercraft, but consider that your investment may need more protection.

Cheapest Boat Insurance
Cheapest Boat Insurance

Boat insurance policy overview

Always talk to your insurance broker for a coverage that best fits your needs. A cheap boat insurance shouldn’t mean less protection than what you need.

  • Liability limits start at $15,000 and can be increased up to $300,000.
  • Typical deductible for property damage: $250.
  • Typical deductible for theft: $500.
  • Typical deductible for medical expenses: $1,000.
  • Additional coverage: trailers and accessories.

Ready for boating season? Request a boat insurance quote for San Diego, Chula Vista and beyond.

Other Resources

Recent Posts / View All Posts

hit and run insurance claim

How to File a Hit and Run Insurance Claim

| AUTO INSURANCE | No Comments

You work hard for your money and purchasing a vehicle sometimes takes up a big part of your income. Protecting that investment is important. When someone damages your car, you…

adding a driver to your car insurance

Pro’s and Con’s: Adding a driver to your car insurance

| AUTO INSURANCE | No Comments

While it is important to remember to add a named driver to your current car insurance policy, this is a routine procedure that need not be complicated. It is all…

camp insurance

A Happy Camper Experience Relies on Camp Insurance

| CAMP INSURANCE | No Comments

Most kids love summer camp and look forward to making new friends and renewing old acquaintances. It also provides campers the opportunity to explore the great outdoors while enjoying their…

cyber security

Cyber Security: Staying Safe While Using Public Wi-Fi


Public Wi-Fi is convenient, and for those on a metered plan, it can save money if used often enough. The downside? Public Wi-Fi is an easy way for cyber criminals…

fleet management

Fleet Management Best Practices for Small Businesses


If your small business fleet depends on one or more vehicles, strategic management decisions are imperative to ensuring a smooth operation. Essentially, fleet management is very similar to supervising a…

reasons to have insurance

Top 4 Reasons Why Insurance Is Important


On a daily basis, there are many things that we take for granted. Generally, we are just trying to get through our days as smoothly as possible. Then the unexpected…

types of car insurance

What the Different Types of Car Insurance Mean

| AUTO INSURANCE | No Comments

Insurance is a grudge purchase we wish we did not have to make. However, we are extremely happy that we did, when someone rides into the rear of our auto….

Self-employed insurance

Insurance Types You MUST Have If you’re Self-Employed


Starting your own business or being your own boss comes with its own challenges – most of them centered on managing your finances cautiously, so that you don’t end up…